The logo of Lending Acres

Your alternative lender

We offer commercial loans and financing to agricultural businesses, cooperatives, rural infrastructure projects, and agricultural real estate ventures.
We are a creative company and work with our borrowers to solve their short-term and long-term financing needs. Our products are custom-designed for the borrower’s unique problems and strive to close loans as quickly as 30 days.*

Your alternative lender

Ag Financing

We understand that not all borrowers look the same.
We offer alternative ag lending solutions to borrowers that do not meet traditional lending standards. Our solutions are customized and designed to go beyond what may be available from traditional lenders. Our loan products include bridge loans, cash-out loans, acquisition finance, debt restructuring, high-LTV loans, and 2nd liens.
Bridge Loans
Bridge Loans
A bridge loan is a short-term loan that is used to meet current obligations before securing permanent financing. It provides immediate cash flow when funding is needed but is not yet available.
Cash-Out Loans
Cash-Out Loans
These loans replace your current mortgage with a new, larger loan, paying you in cash, the difference between the amount borrowed and what you owe on your land assets. This allows you to cash-out the equity in your land. The cash can go towards acquisition, development, or other approved purposes.
Acquisition Finance
Acquisition Finance
The use of debt, equity, and hybrid financing techniques to achieve an acquisition. The focus of acquisition finance is on identifying the optimal financing solution for a company.
Debt Restructuring
Debt Restructuring
A process wherein a company or an entity experiencing financial distress and liquidity problems refinances its existing debt obligations to gain more flexibility in the short-term and make its debt load more manageable overall albeit at a higher LTV and / or interest rate.
High-LTV Loans
High-LTV Loans
These are loans where the loan to property value is between 60% and 80% or more.
2nd Liens
2nd Liens
These are loans that create an additional mortgage on the land, behind the original mortgage. These types of loans help you to borrow against equity in the land without refinancing the existing mortgage.
Custom Loans
Custom Loans
Also referred to as a unique loan, is a loan that a mortgage lender creates specifically for a borrower. This may seem a bit broad, but it can be a loan that doesn't necessarily fit into any specific category.
pile of leafed plants
Bridge Loans
A bridge loan is a short-term loan that is used to meet current obligations before securing permanent financing. It provides immediate cash flow when funding is needed but is not yet available.
brown wheat field during daytime
Cash-Out Loans
These loans replace your current mortgage with a new, larger loan, paying you in cash, the difference between the amount borrowed and what you owe on your land assets. This allows you to cash-out the equity in your land. The cash can go towards acquisition, development, or other approved purposes.
three black and white Angus cattle on green grass during day
Acquisition Finance
The use of debt, equity, and hybrid financing techniques to achieve an acquisition. The focus of acquisition finance is on identifying the optimal financing solution for a company.
green corn field under a clear blue sky, early morning light
Debt Restructuring
A process wherein a company or an entity experiencing financial distress and liquidity problems refinances its existing debt obligations to gain more flexibility in the short-term and make its debt load more manageable overall albeit at a higher LTV and / or interest rate.
green grass field and green trees during daytime
High-LTV Loans
These are loans where the loan to property value is between 60% and 80% or more.
aerial photograph of a tractor working in a wheat field
2nd Liens
These are loans that create an additional mortgage on the land, behind the original mortgage. These types of loans help you to borrow against equity in the land without refinancing the existing mortgage.
aerial photograph of green, freshly mown, grass fields
Custom Loans
Also referred to as a unique loan, is a loan that a mortgage lender creates specifically for a borrower. This may seem a bit broad, but it can be a loan that doesn't necessarily fit into any specific category.

Our Team

Seasoned lending professionals.
We review each client inquiry and respond quickly. Even if the client is not a direct fit for us, our team has a vast network of lenders and we can refer a more suitable lender at the client’s request.

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Resources

Latest News & Research

July 4, 2024
Forecast of Tree nuts (Almonds, Pistachio, and Walnuts) 2024

Tree nuts are important food commodities that are an excellent energy source and dietary protein that are rich in natural bioactive and health-promoting compounds. The major tree nuts include almonds, pistachio nuts, and walnuts. These nuts are a major source of protein and energy. In recent years, the popularity of tree nuts has grown dramatically after epidemiological studies and clinical intervention […]

Read More
May 28, 2024
USDA Grant and Loan Programs for Farmers and Ranchers

The United States Department of Agriculture (USDA) offers a variety of grant and loan programs designed to support the nation’s farmers and ranchers, particularly those who are just starting. These programs aim to provide the necessary capital, education, and resources to ensure the success and sustainability of new agricultural enterprises. Beginning Farmer and Rancher Development […]

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May 13, 2024
News- US reports first bird flu outbreak in cows. Is it safe to consume milk?

Amid growing concerns about food safety, the recent bird flu outbreak in U.S. dairy cattle has raised questions about the safety of consuming milk. With multiple agencies confirming the spread of Highly Pathogenic Avian Influenza (HPAI) to dairy cows, consumers are understandably worried about the implications for the milk supply and the potential risks associated […]

Read More

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Contact Us

Have a question or want to work with us?
Send us a message!
703-213-5673
42395 Ryan Road, Suite 112-137
Brambleton, VA 20148


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