Ag Financing
We understand that not all borrowers look the same.
We offer alternative ag lending solutions to borrowers that do not meet traditional lending standards. Our solutions are customized and designed to go beyond what may be available from traditional lenders. Our loan products include bridge loans, cash-out loans, acquisition finance, debt restructuring, high-LTV loans, and 2nd liens.
Bridge Loans
A bridge loan is a short-term loan that is used to meet current obligations before securing permanent financing. It provides immediate cash flow when funding is needed but is not yet available.
Cash-Out Loans
These loans replace your current mortgage with a new, larger loan, paying you in cash, the difference between the amount borrowed and what you owe on your land assets. This allows you to cash-out the equity in your land. The cash can go towards acquisition, development, or other approved purposes.
Acquisition Finance
The use of debt, equity, and hybrid financing techniques to achieve an acquisition. The focus of acquisition finance is on identifying the optimal financing solution for a company.
Debt Restructuring
A process wherein a company or an entity experiencing financial distress and liquidity problems refinances its existing debt obligations to gain more flexibility in the short-term and make its debt load more manageable overall albeit at a higher LTV and / or interest rate.
High-LTV Loans
These are loans where the loan to property value is between 60% and 80% or more.
2nd Liens
These are loans that create an additional mortgage on the land, behind the original mortgage. These types of loans help you to borrow against equity in the land without refinancing the existing mortgage.
Custom Loans
Also referred to as a unique loan, is a loan that a mortgage lender creates specifically for a borrower. This may seem a bit broad, but it can be a loan that doesn't necessarily fit into any specific category.
Bridge Loans
A bridge loan is a short-term loan that is used to meet current obligations before securing permanent financing. It provides immediate cash flow when funding is needed but is not yet available.
Cash-Out Loans
These loans replace your current mortgage with a new, larger loan, paying you in cash, the difference between the amount borrowed and what you owe on your land assets. This allows you to cash-out the equity in your land. The cash can go towards acquisition, development, or other approved purposes.
Acquisition Finance
The use of debt, equity, and hybrid financing techniques to achieve an acquisition. The focus of acquisition finance is on identifying the optimal financing solution for a company.
Debt Restructuring
A process wherein a company or an entity experiencing financial distress and liquidity problems refinances its existing debt obligations to gain more flexibility in the short-term and make its debt load more manageable overall albeit at a higher LTV and / or interest rate.
High-LTV Loans
These are loans where the loan to property value is between 60% and 80% or more.
2nd Liens
These are loans that create an additional mortgage on the land, behind the original mortgage. These types of loans help you to borrow against equity in the land without refinancing the existing mortgage.
Custom Loans
Also referred to as a unique loan, is a loan that a mortgage lender creates specifically for a borrower. This may seem a bit broad, but it can be a loan that doesn't necessarily fit into any specific category.